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Will Medicare Ever Contact Me If There’s a Problem—Or Do Scammers Pretend to Be Medicare?
You’re sitting at the kitchen table when the phone rings. The person on the line says they’re from Medicare. They sound official. Maybe...
Josh Willink
Sep 2, 20252 min read


Can I Switch Part D Plans Mid-Year if My Medication Needs Change?
In most cases, you can’t switch Part D drug plans mid-year — but there are exceptions. Generally, you’re locked in to your plan for the...
Josh Willink
Jul 15, 20251 min read


How Do I Know if My Doctors Are In-Network with Medicare Advantage?
Unlike Original Medicare (which lets you see any provider that accepts Medicare), Medicare Advantage plans use networks . Here's how to...
Josh Willink
Jul 15, 20251 min read


How Can I Compare Different Advantage Plan Networks and Coverage Levels?
With so many Medicare Advantage plans available, comparing them can feel overwhelming. Here's how to make it manageable: Step 1: Know...
Josh Willink
Jul 15, 20251 min read


Are There Cost-Assistance Programs for Low-Income Medicare Enrollees?
Yes — and many people don’t realize they qualify. Here’s a quick checklist of programs that can help lower your Medicare costs: Medicaid...
Josh Willink
Jul 15, 20251 min read


Can My Spouse and I Stay on our Plans If We Move to Another State or Country?
Medicare coverage is individual , not family-based. You and your spouse can and may have different plans. A move can affect coverage for...
Josh Willink
Jul 15, 20251 min read


What Happens If I Enroll Late in Part B — Will I Owe Penalties?
There’s a lot of confusion around Medicare Part B and when to enroll. One of the biggest questions we hear is: “If I sign up late, will I...
Josh Willink
Jul 15, 20251 min read


Should I Change Plans During Open Enrollment Every Year?
Every fall, Medicare Open Enrollment rolls around (October 15 to December 7), and we start hearing the same question from people: “Do I...
Josh Willink
Jun 2, 20252 min read


How Do I Choose the Right Medicare Plan for Me?
Choosing a Medicare plan can feel overwhelming at first — you’re hit with options like Part A, Part B, Part D, Medicare Advantage,...
Josh Willink
Jun 2, 20252 min read


Do I Need a Part D Plan If I’m Not on Many Prescriptions?
We hear this question all the time from people turning 65: “I’m not on any medications right now — do I really need to sign up for...
Josh Willink
Jun 2, 20252 min read


What Is the Difference Between Medicare Advantage and Medigap?
When you’re figuring out your Medicare coverage, you’ll likely run into two popular options for extra protection: Medicare Advantage...
Josh Willink
Jun 2, 20252 min read


What’s IRMAA and Why Is My Medicare Premium Higher?
If you just got your Medicare premium letter and noticed your payment is higher than you expected, you’re not alone. A lot of folks...
Josh Willink
Jun 2, 20252 min read


How Do Medicare Premiums Work, and Do They Change Each Year?
If you’re turning 65 and starting Medicare soon, you’re probably wondering: How much is this going to cost me every month? And will that...
Josh Willink
Jun 2, 20252 min read


What Does Medicare Not Cover?
When you first sign up for Medicare, it’s easy to assume it covers everything — after all, it’s government health insurance, right? But...
Josh Willink
Jun 2, 20252 min read


What’s the Difference Between the Initial, General, and Special Enrollment Periods?
What’s the Difference Between the Initial, General, and Special Enrollment Periods? A Q&A Guide to Help You Navigate Medicare Enrollment...
Josh Willink
May 1, 20252 min read


Can I Delay Medicare If I’m Still Working? Here’s What to Know If You’re Turning 65 and Not Retiring Just Yet
Can I Delay Medicare If I’m Still Working? Here’s What to Know If You’re Turning 65 and Not Retiring Just Yet If you’re approaching 65...
Josh Willink
May 1, 20252 min read


What Happens If I Miss My Initial Enrollment Period?
What Happens If I Miss My Initial Enrollment Period? If you’re approaching age 65, you’ve likely heard about the Initial Enrollment...
Josh Willink
May 1, 20252 min read


Does Medicare Cover Prescription Drugs?
Does Medicare Cover Prescription Drugs? One of the most common questions we hear from people turning 65 is: "Does Medicare cover my...
Josh Willink
May 1, 20252 min read


What Is the Difference Between Medicare Parts A, B, C, and D?
What Is the Difference Between Medicare Parts A, B, C, and D? If you’ve started looking into Medicare, you’ve probably run into a...
Josh Willink
May 1, 20252 min read


What Are the Costs Associated with Medicare? A Simple Breakdown for When You’re Turning 65
What Are the Costs Associated with Medicare? A Simple Breakdown for When You’re Turning 65 We get this question a lot: "Is Medicare...
Josh Willink
May 1, 20252 min read
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