The Willink Group Blog

What changed and what you can do about it This is one of the most frustrating situations people run into with Medicare. Everything is working fine. You go to the pharmacy, pick up your prescription, pay your normal copay, and move on with your day. No issues. Then the new year rolls around. You go to refill the exact same medication and suddenly the price is higher. Or worse, you’re told it’s not covered at all. And the first question is always the same:“Why did this change?

Why your Medicare premium might go up even if you’re “retired” A lot of people are caught off guard when their Medicare premium goes up. They’ll say something like,“I’m retired now. My income is actually lower than it used to be. Why am I paying more for Medicare?” It’s a fair question. And in most cases, the answer comes down to something called IRMAA. IRMAA stands for Income-Related Monthly Adjustment Amount. It’s an additional charge added to your Medicare Part B and Part

Life changes like marriage or divorce can feel exciting and emotional. But when you have Medicare, these milestones can also affect your coverage or your premiums in ways you might not expect. Let’s walk through what happens so you can plan ahead with confidence. Marriage and Medicare If you get married after enrolling in Medicare, your coverage itself does not change. Medicare Part A (hospital insurance) and Part B (medical insurance) stay exactly the same for you. Where mar

Living with diabetes means regular doctor visits, lab work, prescriptions, and careful attention to your health. When you become eligible for Medicare, choosing the right coverage can make a big difference in how well you manage your care and control your costs. Medicare offers a few different paths, and while that gives you flexibility, it can also make the decision feel a little overwhelming. If you have diabetes, here’s how to approach it. Original Medicare vs. Medicare Ad