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Can I Switch Part D Plans Mid-Year if My Medication Needs Change?
In most cases, you can’t switch Part D drug plans mid-year — but there are  exceptions. Generally, you’re locked in  to your plan for the...
Josh Willink
57 minutes ago1 min read
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How Do I Know if My Doctors Are In-Network with Medicare Advantage?
Unlike Original Medicare (which lets you see any provider that accepts Medicare), Medicare Advantage plans use networks . Here's how to...
Josh Willink
59 minutes ago1 min read
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How Can I Compare Different Advantage Plan Networks and Coverage Levels?
With so many Medicare Advantage plans available, comparing them can feel overwhelming. Here's how to make it manageable: Step 1: Know...
Josh Willink
1 hour ago1 min read
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Are There Cost-Assistance Programs for Low-Income Medicare Enrollees?
Yes — and many people don’t realize they qualify. Here’s a quick checklist of programs that can help lower your Medicare costs: Medicaid...
Josh Willink
1 hour ago1 min read
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Can My Spouse Stay on My Plan if I Move to Another State or Country?
Q: I’m moving. Can my spouse stay on my Medicare plan? A:  It depends on what kind of plan you have. If you have Original Medicare (Parts...
Josh Willink
1 hour ago1 min read
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What Happens If I Enroll Late in Part B — Will I Owe Penalties?
There’s a lot of confusion around Medicare Part B and when to enroll. One of the biggest questions we hear is: “If I sign up late, will I...
Josh Willink
1 hour ago1 min read
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Should I Change Plans During Open Enrollment Every Year?
Every fall, Medicare Open Enrollment rolls around (October 15 to December 7), and we start hearing the same question from people: “Do I...
Josh Willink
Jun 22 min read
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How Do I Choose the Right Medicare Plan for Me?
Choosing a Medicare plan can feel overwhelming at first — you’re hit with options like Part A, Part B, Part D, Medicare Advantage,...
Josh Willink
Jun 22 min read
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Do I Need a Part D Plan If I’m Not on Many Prescriptions?
We hear this question all the time  from people turning 65: “I’m not on any medications right now — do I really need to sign up for...
Josh Willink
Jun 22 min read
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What Is the Difference Between Medicare Advantage and Medigap?
When you’re figuring out your Medicare coverage, you’ll likely run into two popular options for extra protection: Medicare Advantage...
Josh Willink
Jun 22 min read
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What’s IRMAA and Why Is My Medicare Premium Higher?
If you just got your Medicare premium letter and noticed your payment is higher than you expected, you’re not alone. A lot of folks...
Josh Willink
Jun 22 min read
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How Do Medicare Premiums Work, and Do They Change Each Year?
If you’re turning 65 and starting Medicare soon, you’re probably wondering: How much is this going to cost me every month? And will that...
Josh Willink
Jun 22 min read
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What Does Medicare Not Cover?
When you first sign up for Medicare, it’s easy to assume it covers everything  — after all, it’s government health insurance, right? But...
Josh Willink
Jun 22 min read
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What’s the Difference Between the Initial, General, and Special Enrollment Periods?
What’s the Difference Between the Initial, General, and Special Enrollment Periods? A Q&A Guide to Help You Navigate Medicare Enrollment...
Josh Willink
May 12 min read
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Can I Delay Medicare If I’m Still Working? Here’s What to Know If You’re Turning 65 and Not Retiring Just Yet
Can I Delay Medicare If I’m Still Working? Here’s What to Know If You’re Turning 65 and Not Retiring Just Yet If you’re approaching 65...
Josh Willink
May 12 min read
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What Happens If I Miss My Initial Enrollment Period?
What Happens If I Miss My Initial Enrollment Period? If you’re approaching age 65, you’ve likely heard about the Initial Enrollment...
Josh Willink
May 12 min read
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Does Medicare Cover Prescription Drugs?
Does Medicare Cover Prescription Drugs? One of the most common questions we hear from people turning 65 is: "Does Medicare cover my...
Josh Willink
May 12 min read
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What Is the Difference Between Medicare Parts A, B, C, and D?
What Is the Difference Between Medicare Parts A, B, C, and D? If you’ve started looking into Medicare, you’ve probably run into a...
Josh Willink
May 12 min read
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What Are the Costs Associated with Medicare? A Simple Breakdown for When You’re Turning 65
What Are the Costs Associated with Medicare? A Simple Breakdown for When You’re Turning 65 We get this question a lot: "Is Medicare...
Josh Willink
May 12 min read
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How Do I Enroll in Medicare?
How Do I Enroll in Medicare? (A Simple Guide for When You’re Turning 65) Turning 65 is a milestone. It marks the time when you become...
Josh Willink
May 12 min read
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