• Home
  • Get A Quote
  • Workshops
  • Resources
  • About Us
  • Contact Us

logo
best

workshops
  • Home
  • Get A Quote
    • Health
    • Life
    • Long Term Care
    • Medicare
    • Retirement Plans
  • Workshops
  • Resources
    • Videos
    • Refer a Friend
    • Calculators
    • Insurance Glossary
    • Frequently Asked Questions
  • About Us
    • About The Willink Group, LLC
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance LIFE

Provide a much needed gift for your family.
 

Read More
Homeowners Insurance HEALTH

Whether you're faced with a loss of coverage, or need to change, we'll guide you.

Read More
Business Insurance MEDICARE

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life Insurance LONG TERM CARE

Browse a variety of insurance options in order to find the right one for you.

Read More
Home > Long-Term Care Insurance Home

Long-Term Care Insurance


Long-Term Care Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Long Term Care Insurance Quote

Long-Term Care Insurance Information


Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.”  And, a national study done by Genworth shows that 70% of all people will need some type of long-term care in their lifetime.  At an average annual cost of $80,300 for skilled nursing, this event could cause a serious financial burden on most people. 

Long-term care isn’t a very helpful name for this type of situation because, for one thing, it might not last for a long time. Some people who need ADL services might need them only for a few months or less.

Many people think that long-term care is provided exclusively in a nursing home. It can be, but it can also be provided in an adult day care center, an assisted living facility, or at home.

Assistance with ADLs, called “custodial care,” may be provided in the same place as (and therefore is sometimes confused with) “skilled care.” Skilled care means medical, nursing, or rehabilitative services, including help taking medicine, undergoing testing (e.g. blood pressure), or other similar services. This distinction is important because generally Medicare and most private health insurance pays only for skilled care–not custodial care.

Facebook
LinkedIn
Google+
RSS
Carriers
Carriers
Carriers

Carriers
Carriers
Carriers

Resources

Home About Us Get a Quote Customer Service Newsletter Contact Us

Contact Us

  • Mailing Address
  • 348 S Waverly, Suite #123
  • Holland, MI 49423

  •  
  • Office: 616.499.1951
  • Fax: 800-555-5555
  • info@thewillinkgroup.com
© Copyright. All rights reserved.
Powered by Insurance Website Builder